Prepare the Burrito Filling:

1. In a large skillet, cook the seasoned ground beef over medium heat until fully browned. Drain excess fat.
2. Warm the rice and black beans in the microwave or stovetop.
3. Chop any additional vegetables (bell peppers, onions, etc.).

Assemble the Burrito:

1. Lay a large flour tortilla flat on a clean surface.
2. Spread a layer of sour cream, followed by rice, beans, ground beef, salsa, and guacamole.
3. Sprinkle shredded cheese over the fillings.
4. Fold in the sides, then roll the tortilla tightly into a burrito.

Toast the Cheese on the Outside:

1. Heat a non-stick skillet over medium heat.
2. Sprinkle ½ cup of shredded cheese directly onto the hot pan, forming an even layer.
3. Immediately place the rolled burrito, seam-side down, on top of the cheese.
4. Let it cook for 2-3 minutes, until the cheese melts and crisps up into a golden, crunchy layer.
5. Carefully lift the burrito with a spatula, ensuring the cheese sticks to the tortilla.

Serve & Enjoy!

1. Transfer the cheese-toasted burrito to a plate and let it sit for 1 minute to allow the cheese to set.
2. Slice the burrito in half and serve with salsa, guacamole, and sour cream.